Similar to Medicare Part A, Medicare Part B has an annual deductible and you pay 20% of costs beyond the deductible. Part B covers things like durable medical equipment, mental health and clinical research.
Medicare Part B also covers screenings including blood tests for cholesterol, lipid and triglyceride levels. Important screenings such as colonoscopies, mammograms and screenings for prostate, cervical and lung cancer are also covered by Medicare Part B.
Two common health exams that are not covered by Medicare Part B are dental checkups and vision care. Routine vision exams and eyeglasses are not covered by Original Medicare. Vision exams can be important indicators of other health issues such as diabetes and hypertension. According to VSP, the leader in vision coverage, people will typically save more than $200 with an individual vision plan. VSP Individual Vision Plans cover eye exams and glasses or contacts, and VSP has the largest network of independent eye doctors, so you won’t likely have to change if you have one you trust. For more information, click here.